Evaluating Safety and Privacy Features in P2P Apps: Identifying What’s Missing


Peer-to-peer (P2P) apps and services have become increasingly popular for their ease of use and convenience in transferring money, sharing files, and communicating with friends and family. However, not all P2P apps offer the same level of safety and privacy features. In this article, we will explore common safety and privacy features in P2P apps and identify which one is typically not included in these services.

  1. End-to-End Encryption: End-to-end encryption is a fundamental safety and privacy feature that ensures that only the sender and the intended recipient can read the content of a message or the details of a transaction. It prevents third parties, including the service provider, from accessing or deciphering the data being transmitted.
  2. Two-Factor Authentication (2FA): Two-factor authentication is a security measure that adds an additional layer of protection by requiring users to provide two forms of identity verification before they can access their accounts. It typically includes something the user knows (like a password) and something they have (like a temporary code sent to their mobile device).
  3. Privacy Settings and Controls: Many P2P apps offer a range of privacy settings and controls that allow users to customize who can see their information, such as their profile, contact list, or transaction history. Users can often set their preferences for privacy, ensuring that their data remains protected.
  4. Password Protection: Password protection is a standard safety feature in P2P apps. Users are required to create a strong password when setting up their account to prevent unauthorized access.
  5. Biometric Authentication: Biometric authentication, such as fingerprint or facial recognition, adds an extra layer of security by using unique physical traits to verify a user’s identity.
  6. Secure Storage: P2P apps typically store user data, such as transaction records or communication history, in a secure and encrypted manner. This ensures that sensitive information is safeguarded from unauthorized access.
  7. Activity Notifications: P2P apps often provide activity notifications to users. These alerts notify users of any suspicious or unusual activities on their accounts, allowing them to take immediate action if needed.

The Missing Safety and Privacy Feature in P2P Apps:

The feature that is typically not included in P2P apps or services is End-to-End Encryption.

While end-to-end encryption is a standard feature in secure messaging apps like Signal, WhatsApp, or Telegram, it is not commonly used in many P2P money transfer apps like Venmo or PayPal, and some file-sharing services. These apps often focus on the secure transmission of your data to and from their servers, but they may not apply end-to-end encryption, meaning the service provider can access the content of your transactions or files.

It’s important to note that the absence of end-to-end encryption does not necessarily mean these apps are insecure or violate your privacy. Instead, it means that the service provider has the capability to access and view the data if required.


When choosing a P2P app or service, it’s essential to be aware of the safety and privacy features they offer. While many P2P apps have robust security measures, the absence of end-to-end encryption means that your data could potentially be accessible to the service provider. Understanding the level of security and privacy provided by your chosen app is crucial to making informed decisions about the safety of your transactions, messages, or file sharing.

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