How to Deposit Money on Cash App: A Step-by-Step Guide


Cash App, developed by Square Inc., is a widely-used mobile payment application that allows users to send and receive money, make purchases, and even invest in stocks. If you want to deposit money into your Cash App account, the process is straightforward and can be done through various methods. In this article, we will provide a step-by-step guide on how to deposit money into your Cash App.

Method 1: Linking a Bank Account or Debit Card

  1. Download and Install Cash App: If you don’t already have Cash App on your mobile device, you can download it from your device’s app store. Cash App is available for both iOS and Android.
  2. Create or Log In to Your Account: Open the app and either create a new Cash App account or log in with your existing credentials.
  3. Link Your Bank Account or Debit Card: To deposit money into Cash App, you’ll need to link your bank account or debit card. Tap on the profile icon at the top left corner, then tap “Add Bank” or “Add Card.” Follow the on-screen instructions to securely enter your financial information.
  4. Verify Your Linked Account or Card: Cash App will verify your linked bank account or debit card. This usually involves sending a small amount to your bank account to confirm its validity. Check your linked account or card for this verification deposit and enter the amount in the Cash App to complete the verification process.
  5. Deposit Funds: Once your bank account or debit card is successfully linked, you can deposit money into your Cash App account by tapping on the “Banking” tab. Select “Add Cash” and enter the amount you wish to deposit. Confirm the transaction.

Method 2: Direct Deposits

If you want to deposit your paycheck, tax refund, or other regular payments directly into your Cash App account, you can set up direct deposits. Here’s how:

  1. Get Your Cash App Account Number and Routing Number: In the Cash App, tap the profile icon, and scroll down to find the “Direct Deposit” section. Here, you will find your account number and routing number for Cash App. These are the details you will provide to your employer or the entity making the payment.
  2. Provide Details to Your Employer: Share your Cash App account number and routing number with your employer or payment provider. They will use this information to set up direct deposits.
  3. Receive Deposits: Once direct deposits are set up, payments will be directly deposited into your Cash App account.

Method 3: Cash App Referral Program

Cash App also offers a referral program that allows you to earn money by referring friends to use Cash App. When someone you refer signs up for Cash App and makes a qualifying transaction, you may receive a referral bonus. This bonus will be credited to your Cash App balance, effectively depositing money into your account.


Depositing money into your Cash App account is a straightforward process, whether you link a bank account or debit card, set up direct deposits, or utilize the referral program. With the funds in your Cash App account, you can easily make payments, invest, or even transfer money to friends and family. Just remember to verify your financial information securely and be aware of any fees associated with certain transactions.

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