How to Transfer Money from Cash App to Apple Pay without a Card


Cash App and Apple Pay are two popular mobile payment platforms, each with its unique set of features and capabilities. If you want to transfer money from your Cash App account to your Apple Pay without using a card, there’s a simple workaround. In this article, we’ll guide you through the steps to achieve this without the need for a physical card.

Step 1: Ensure Compatibility

Before initiating the transfer, make sure you have a compatible device that supports both the Cash App and Apple Pay. Ensure your Cash App account is set up, and you have added the necessary information, such as your bank account or linked debit card.

Step 2: Link Your Bank Account to Cash App

To move money from Cash App to Apple Pay without a card, you’ll need to have your bank account linked to your Cash App account. Here’s how to do it:

  1. Open the Cash App on your mobile device.
  2. Tap on the “Banking” tab, typically located at the bottom of the screen.
  3. Select “Add a Bank” and follow the prompts to link your bank account. This may involve providing your bank’s routing number and your account number.
  4. Verify your linked bank account, which may require a small verification transaction.

Step 3: Add Money to Your Cash App Account

Before transferring funds to Apple Pay, ensure your Cash App account has the desired amount of money. If your Cash App balance is insufficient, you can add money from your linked bank account. Here’s how:

  1. Open the Cash App.
  2. Tap on the “Balance” tab, typically located at the bottom left of the screen.
  3. Click “Add Cash.”
  4. Enter the amount you want to transfer from your bank account to your Cash App.
  5. Confirm the transfer.

Step 4: Make a Payment via Apple Pay

With your funds in Cash App, you can make a payment using Apple Pay without a card. Follow these steps:

  1. Open the Apple Pay app on your device.
  2. Tap on the “Pay” or “Send Money” option, depending on the version of the app and the platform.
  3. Enter the recipient’s details and the amount you want to send.
  4. Choose the payment method as “Cash App” or “Bank Account.”
  5. Confirm the transaction, and the money will be sent to the recipient’s Cash App account.

Note: Ensure that the recipient of the payment through Apple Pay also has a Cash App account.


While transferring money directly from Cash App to Apple Pay without a card may not be as straightforward as within one ecosystem, it can be achieved by utilizing your linked bank account as an intermediary. By following the steps outlined in this guide, you can easily move your money from Cash App to Apple Pay without the need for a physical card, allowing for a more versatile and convenient way to manage your finances and make payments.

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