Cash App has become an increasingly popular way to manage your money, send and receive payments, and even invest in stocks or cryptocurrencies. While it’s simple to use, some users may wonder how to transfer money from Cash App to their bank account, especially if they don’t have a linked debit card. In this article, we will guide you through the steps to transfer money from Cash App to your bank account without needing a card.
- Verify Your Identity:
Before you can initiate a bank transfer from Cash App, you need to ensure that your identity is verified. To do this, follow these steps:
a. Open the Cash App on your mobile device.
b. Tap on your profile icon in the top left corner of the screen.
c. Scroll down to “Personal.”
d. Verify your name, date of birth, and the last four digits of your Social Security Number (SSN).
e. Follow the on-screen instructions to complete the identity verification process.
- Link Your Bank Account:
If you haven’t already linked your bank account to Cash App, follow these steps:
a. Open the Cash App.
b. Tap the “Banking” tab located at the bottom of the screen.
c. Choose “Link Bank.”
d. Follow the prompts to add your bank account details, including your routing and account numbers.
e. Once added, Cash App will send two small deposits to your bank account. Verify these deposits in the app to complete the linking process.
- Initiate a Bank Transfer:
Now that your identity is verified and your bank account is linked, you can proceed with transferring money from Cash App to your bank account without needing a card:
a. Open Cash App and tap the “Banking” tab at the bottom of the screen.
b. Select “Transfer to Bank.”
c. Enter the amount you want to transfer.
d. Tap “Transfer.”
e. Review the transfer details and confirm the transaction.
- Wait for the Transfer:
The time it takes for your money to reach your bank account can vary. Generally, it takes 1-3 business days for the transfer to be completed. Be patient and keep an eye on your bank account for the incoming funds.
- Check for Notifications:
Cash App may send you notifications and email confirmations regarding the transfer. It’s a good practice to monitor your email and Cash App notifications for any updates on the transaction.
Transferring money from Cash App to your bank account without a linked card is a straightforward process, provided you’ve completed the necessary steps. By verifying your identity and linking your bank account, you can seamlessly move funds from the app to your bank account. Just remember that it may take a few business days for the transfer to process, so plan accordingly to meet your financial needs. With these steps, you can confidently manage your finances using Cash App while ensuring a secure and convenient way to transfer money to your bank account.