What Happens If Someone Doesn’t Accept Your Cash App Payment


Cash App is a popular peer-to-peer payment app that allows users to send and receive money quickly and easily. However, sometimes you may encounter a situation where someone doesn’t accept the payment you’ve sent. In this article, we will explain what happens if someone doesn’t accept your Cash App payment and provide guidance on what you can do in such cases.

Understanding Pending Payments

When you send money to someone through Cash App, the payment goes into a pending state until the recipient accepts it. During this time, the recipient has the option to either accept or reject the payment. If they don’t take any action within a certain period, the payment will automatically be returned to your Cash App balance. Here’s what happens during this process:

  1. Pending Status: When you send money to someone, the payment is marked as “pending” in your transaction history. The recipient receives a notification informing them of the pending payment.
  2. Recipient’s Decision: The recipient can choose to either accept or decline the payment. They can do this by opening their Cash App, going to their account settings, and selecting “Accept” or “Decline” for the pending payment.
  3. Time Limit: Cash App usually gives the recipient a limited time (often 14 days) to take action on the pending payment. If they don’t accept or decline within this period, the payment is automatically returned to your Cash App balance.
  4. Notification: If the payment is returned to you, you will receive a notification, and the transaction will appear as canceled in your transaction history.

What to Do If Someone Doesn’t Accept Your Payment

If you notice that someone hasn’t accepted your Cash App payment, there are a few steps you can take:

  1. Communicate: Reach out to the recipient and kindly ask them to check their Cash App and take action on the payment. They may have missed the notification or simply forgotten to accept it.
  2. Cancel the Payment: If you no longer want the payment to remain pending, you can cancel it. To do this, open the Cash App, go to your transaction history, find the pending payment, and tap on it. From there, you can choose to cancel the payment, and the funds will be returned to your Cash App balance.
  3. Send a Reminder: Cash App allows you to send a payment reminder to the recipient. To do this, find the pending payment in your transaction history and tap on it. Then, tap “Remind” to send a reminder to the recipient.


In the event that someone doesn’t accept your Cash App payment, the funds are typically returned to your Cash App balance. It’s important to remember that the recipient has control over whether to accept or decline the payment, and sometimes, they may need a gentle reminder. By communicating with the recipient and following the steps mentioned above, you can address the situation and ensure that your payment is processed as intended.

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